Analysis of MSME income based on business credit, initial capital, and workforce

Abstract

Analysis of People's Business Credit (KUR), Initial Capital, and Number of Labor on MSME Income in Jekan Raya District, (Case study: PT. Bank Rakyat Indonesia unit Yos Sudarso). Thesis Department of Development Economics, International Economics and Banking Concentration, Faculty of Economics and Business. This study aims to provide an empirical explanation of People's Business Credit Analysis (KUR), Initial Capital, and Number of Labor on MSME Income in Jekan Raya District. The research was conducted using the Quantitative Method, the primary sample data were 86 MSME actors who received KUR. Multiple Linear Regression Analysis using SPSS. The results showed that simultaneously and partially KUR, Initial Capital, and Number of Labor had a positive and significant effect on MSME Income. With a coefficient of determination of 0.675. Which means 67.5% of income is influenced by KUR, Initial Capital, and Number of Workers. While the remaining 32.5% is influenced by other variables not examined in this study.